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Insurance information & benefits

If you DO NOT have insurance.

Patients who have little or no chiropractic insurance coverage can still receive the care that they need. We will personalize a payment plan to make chiropractic care affordable to you. If you have no insurance or if your insurance plan does not have chiropractic benefits, you will discover chiropractic care to be extremely cost-effective and affordable.


Our focus at Health and Wellness Center of Port St. Lucie is to actively help you and your family in taking responsibility for your health, wellness, and disease management. We will assist and guide you to make living the wellness lifestyle as easy and affordable as possible.

We put health first, as your health affects all other aspects of your life. We encourage you to make your health a priority, and we have the training and knowlege to help you. You can live pain free, full of energy, and with improved mental clarity.

We strive to deliver the highest quality Chiropractic, and Functional Medical care in the Port St. Lucie, Ft. Pierce, Jensen Beach and Stuart counties.

If you DO have insurance- we are participating in many plans. If you do not see your plan listed below, call our office. The insurance department will be happy to assist you.

In-Network Participating Provider in alphabetical order

  • AARP Medicare Complete
  • Aetna - HMO; Open Access; Choice POS; WC
  • AIG
  • Allstate
  • American Specialty Health Network
  • Ambetter
  • Allwell
  • Amerigroup
  • APWU Health Plan
  • Auto Club Ins. Co.
  • Auto Owners
  • Bankers Fidelity
  • Bankers Life/ Colonial Penn
  • Benefit Admin. Systems
  • Blue Cross Blue Shield FL - Blue Option, Blue Choice, Blue MM PPO, HMO, PPO, POS, Traditional, Advantage 65
  • Boon Chapman
  • Bristol West
  • Capp Care
  • Care Plus Health Plans
  • ChiroSource
  • Cigna - Open Access Plus; PPO; POS
  • Citrus Health Plans
  • Coalition America Inc.
  • Dairyland
  • Direct General
  • Emblem Health EPO/PPO/CBP
  • Essurance
  • Florida Healthy Kids
  • Freedom/Optimum
  • Gainsco
  • Gallagher Bassett
  • GEHA
  • Geico
  • GHI HMO; PPO
  • Golden Rule
  • Great West Healthcare
  • Guardian Resources
  • Hartford
  • Health Allies
  • Health Plan of Florida
  • Healthease/Healthease Kids
  • Healthy Kids
  • Health Net Federal Services
  • Humana - Choice Plus; Choice Care PPO
  • HIP including HIPIC
  • Liberty Mutual
  • Magna Carta
  • Mail Handlers
  • Medical Resource, LLC
  • Medicare
  • Medicare Complete UHC
  • Medicaid
  • Meritain Health
  • National Association of Letter Carriers
  • Optum
  • Paladian Health
  • Physicians United Plan Medicare known as PUP
  • PMA
  • POMCO
  • Premera Blue Cross
  • Prism
  • Prestige Health Choice
  • Progressive
  • Ocean Harbor Casualty
  • Railroad Medicare
  • Seminole Tribe
  • Special Funds
  • State Farm
  • Staywell/Staywell Kids
  • Sunshine State Health Plan
  • Travelers
  • Triwest WPS Health
  • Tuft Health Plan
  • United American Insurance
  • UMR
  • United Health Care
  • USAA
  • Veterans Administration
  • Vytra
  • Wellcare Health

Workers Compensation - Broadspire, RSKO, Corcare, FCCI, Liberty Mutual, Hartford and Amcomp.
We accept New York Workers Comp!

Personal Injury
- If you have been involved in an AUTOMOBILE ACCIDENT you are eligible for Chiropractic Care, Radiology, and Physical Therapy as a covered benefit. The Florida law requires you to be medically evaluated within 14 days of your accident. So, if you feel you had injuries after an accident please call our office for a check up.

Checking Your Insurance Coverage

Insurance Verification

Our friendly staff will contact your insurance company and find out what coverage is available to you. This includes determining deductible or copayment amounts. We will check to see if your insurance covers Chiropractic care, Physical therapy, Radiology or other special testing needed. You will be notified at the beginning of care what your coverage is, and this will help you determine any out of pocket costs.

If you would like us to verify your coverage prior to making an appointment, please call (772) 336-1770 and ask for the insurance department.

Who Covers Chiropractic Care

ALL Florida-based insurance companies MUST cover Chiropractic Care as a matter of law. This includes WORKERS’ COMPENSATION, AUTOMOBILE INSURANCE and HEALTH INSURANCE. Try Chiropractic care for treatment of an injury today. Please call our office and allow us to help you determine your coverage.